| 房屋净值信贷额度 | Home Equity Loan | 房屋改善贷款-无抵押 | 房屋改善贷款-担保 | |
|---|---|---|---|---|
| Apply Now | Apply Now | Apply Now | Apply Now | |
| What It Is |
用你家里的资产来贷款 |
用你家里的资产来贷款 |
不使用抵押贷款 | 通过抵押资产(你的房子)来借钱 |
| Key Benefits |
最低房屋净值率 |
每月固定付款 |
Easy access to funds |
如果你需要重建信用，是否更容易获得 Access to larger funds |
| A Good Option If You |
只在需要时才灵活地提取资金 |
想要一次性一次性付款 想要可预测的月供保持不变 |
需要资金专门用于家庭装修项目 拥有高信用评级 |
你需要专门为家庭装修项目提供资金 你的房屋净值较低 |
| Can Use It For |
Unexpected emergencies Home improvements A new car Tuition That big vacation A second home Medical bills Debt consolidation |
Unexpected emergencies Home improvements A new car Tuition That big vacation A second home Medical bills Debt consolidation |
Home improvements |
Home improvements |
| APR |
介绍6个月的年利率:低至5.99% 6个月后的可变年利率:低至8.50%1 |
10 Year Fixed: 8.777%2 15 year Fixed: 8.977%2 |
固定费率，条款不同.34% |
10 Year Fixed: 9.28% 15 Year Fixed: 9.98% |
| Closing Costs | None | 一般在538美元到641美元之间 | $140 processing fee | 一般在500到1200美元之间 |
| 无提前付款罚款 | ||||
| No Annual Fee | ||||
| Available Amounts | 最高可达房屋价值的100% | 最高可达房屋价值的100% | Up to $25,000 | 不超过25万美元(不超过房屋现价的133%) |
| Apply Now | Apply Now | Apply Now | Apply Now |
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