新大学毕业生计划

我们将贷款给你买新车或二手车, and you will pay it back with interest over a specified period of time. It doesn’t matter if you buy your vehicle from a dealer, an auto lot, or an individual.

这很好 提前计划 获得预先批准 你的汽车贷款. That way you can have a better idea of what price range you should be shopping for. Being preapproved also gives you good negotiating power with the seller.

元素 can finance up to 120% of your car’s value, including tax and license. It’s a good idea, though, to put down at least 20% of the purchase price. Of course, the more you pay up front, the lower your monthly payment will be.

我们知道买车可能会让人有点不知所措. 不要害怕! 我们有 partnerships that can 使 the process easier for you.

得到预先批准了解更多关于汽车贷款

白金卡的利率是最低的, and you get a $200 cash bonus just by using your card.¹ 这张信用卡也没有滞纳金, 没有国际交易费用, 无余额转帐费用, 而且没有年费.² That means you can use the card anywhere Visa is accepted with peace of mind that you won’t incur any unexpected fees.

白金卡提供 0% 介绍 4月 for 6 months on purchases and balance transfers. 后 the 介绍 period, there is a variable annual percentage rate of 14.24%.

元素 铂签证 holders also enjoy the following features when using their card:

• 芯片卡技术
• 欺诈警报
• 事务提醒
• 汽车租赁碰撞损害豁免
• 持卡人查询服务
• 更换紧急卡
• 紧急现金支付
• 卡丢失或被盗报告
• 购买安全 
• 零责任政策
• 路边的调度
• 旅行和紧急援助服务
• 旅游意外保险(最高可达$100,000)

马上申请

3个简单的步骤应用

1. 网上申请- 你可以在短短15分钟内在线申请! 网上递交申请 对于一个 汽车贷款 和/或 白金卡 随时来电 1-800-621-2105 开始吧. Have ready your government-issued ID (driver’s license, state ID, or passport) and 居住证明.
2. 接我们的电话 We'll contact you within 一个 工作日 after you submit your application to go over what documentation we'll need and to answer your questions. 如果你正在申请汽车贷款, 我们要问一下你的车的价值, 使, 模型, 一年, 里程, 及身份证号码(如没有在申请表上提供).
3. 就是这样! - 我们会在短期内通知你 一个 工作日. 一旦你的申请被批准, we’ll contact you to sign documents and your loan or credit card will be ready to use!

马上申请