信用建立者贷款

When you are approved for the loan, the amount you borrow is held in an interest-bearing 元素 savings account while you make payments. When your loan is fully repaid, you receive access to the funds.

Your loan payments are reported to credit bureaus while you have the loan. Your credit score is built from information in your credit reports, and having your payments reported helps build your credit as long as you make your payments on time.

Keeping up with payments on your 信用建立者贷款 is crucial.

You will receive your loan proceeds when the 信用建立者贷款 is paid in full. Until then they are held in an interest bearing savings account.

There is no fees for the 信用建立者贷款, but you will pay interest on the money you borrow.

Like a Bank, Only Better!

更好的利率. 更少的费用.

Because we’re a credit union, we return profits to members in the form of reduced fees, higher savings rates and lower loan rates.

可信的建议. 新鲜的方法.

We pride ourselves in being a trusted source for financial education. Your financial wellness expert will come to your workplace to answer questions and provide you with one-on-one assistance as you navigate the changes that come with each of life's stages.

尊重当地. 在全球范围内访问.

Headquartered in 印第安纳波利斯 since 1930, we rank among the top 3% of credit unions nationally¹. We serve members in all 50 states and 50+ countries. You’ll have access to 5,000+ shared branches nationwide and 78,000+ surcharge-free ATMs globally.

高科技. 人类接触.

Our technology makes banking with 元素 easy. From quick digital applications to online and mobile banking, we’ll be by your side wherever you go. We’re here for you with member service available 24/7 and live chat during the workday.

3个简单的步骤应用

1. Start your application anytime by calling 1-800-621-2105. Have ready your government-issued ID (driver’s license, 状态标识, or passport) and your social security number.
2. 接我们的电话 We'll contact you within one business day after you submit your application to go over what documentation we'll need and to answer your questions.
3. 就是这样! - We'll contact you with a decision within 10 business days. Once your loan is approved and finalized, you can get cash in your account in as little as one business day.